{"id":1264,"date":"2024-12-21T00:25:09","date_gmt":"2024-12-21T00:25:09","guid":{"rendered":"https:\/\/valstybeje.lt\/?p=1264"},"modified":"2024-12-21T00:25:09","modified_gmt":"2024-12-21T00:25:09","slug":"teisines-spastos-pirma-karta-perkantiems-busta-ir-kaip-ju-isvengti","status":"publish","type":"post","link":"https:\/\/valstybeje.lt\/?p=1264","title":{"rendered":"Teisin\u0117s sp\u0105stos pirm\u0105 kart\u0105 perkantiems b\u016bst\u0105 ir kaip j\u0173 i\u0161vengti"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"td-post-featured-image\"><\/div>\n<p><span style=\"font-weight: 400;\">Pirmojo b\u016bsto pirkimas tur\u0117t\u0173 jaustis kaip svajon\u0117s i\u0161sipildymas, o ne legalus min\u0173 laukas. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vis d\u0117lto daugelis pirm\u0105 kart\u0105 pirk\u0117j\u0173 yra priblok\u0161ti d\u0117l technini\u0173 dalyk\u0173, netik\u0117t\u0173 i\u0161laid\u0173 ar tiesiogini\u0173 netik\u0117tum\u0173. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160iame vadove protingos \u012f\u017evalgos derinamos su praktiniais patarimais, \u012ftraukiant kai kuriuos nepasteb\u0117tus sp\u0105stus, kuri\u0173 b\u016btinai reikia vengti.<\/span><b\/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#1_Finansavimo_galimybiu_nesusipratimas\" >1. Finansavimo galimybi\u0173 nesusipratimas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas\" >Pataisymas:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Supraskite_skolos_ir_pajamu_santyki\" >Supraskite skolos ir pajam\u0173 santyk\u012f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#2_Nepavyksta_perskaityti_smulkaus_srifto\" >2. Nepavyksta perskaityti smulkaus \u0161rifto<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas-2\" >Pataisymas:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#3_Zonavimo_istatymu_apribojimu_ir_vietiniu_taisykliu_nepaisymas\" >3. Zonavimo \u012fstatym\u0173, apribojim\u0173 ir vietini\u0173 taisykli\u0173 nepaisymas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas-3\" >Pataisymas:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Perziurekite_informacija_apie_pavoju\" >Per\u017ei\u016br\u0117kite informacij\u0105 apie pavoj\u0173<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Klauskite_apie_neleistina_darba\" >Klauskite apie neleistin\u0105 darb\u0105<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#4_Nepaisyti_pavadinimo_problemu\" >4. Nepaisyti pavadinimo problem\u0173<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas-4\" >Pataisymas:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Patikrinkite_nuosavybes_ribas\" >Patikrinkite nuosavyb\u0117s ribas<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#5_Pervertinti_iperkamuma_ir_nepastebeti_mokesciu\" >5. Pervertinti \u012fperkamum\u0105 ir nepasteb\u0117ti mokes\u010di\u0173<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas-5\" >Pataisymas:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pirkite_busto_savininko_draudima\" >Pirkite b\u016bsto savininko draudim\u0105<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#6_Patikrinimu_ir_deramo_patikrinimo_praleidimas\" >6. Patikrinim\u0173 ir deramo patikrinimo praleidimas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pasamdykite_sertifikuota_inspektoriu\" >Pasamdykite sertifikuot\u0105 inspektori\u0173<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#7_Saziningo_busto_apsaugos_nepaisymas\" >7. S\u0105\u017einingo b\u016bsto apsaugos nepaisymas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas-6\" >Pataisymas:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#8_Uzdarymo_proceso_skubinimas\" >8. U\u017edarymo proceso skubinimas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas-7\" >Pataisymas:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Trigubos_patikros_terminai\" >Trigubos patikros terminai:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Perziurekite_baigiamuosius_dokumentus\" >Per\u017ei\u016br\u0117kite baigiamuosius dokumentus:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Supraskite_uzdarymo_islaidas\" >Supraskite u\u017edarymo i\u0161laidas:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#9_Teisiniu_issukiu_po_pirkimo_nepaisymas\" >9. Teisini\u0173 i\u0161\u0161\u016bki\u0173 po pirkimo nepaisymas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Pataisymas-8\" >Pataisymas:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Isspreskite_HOA_konfliktus_anksti\" >I\u0161spr\u0119skite HOA konfliktus anksti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Stebekite_nuosavybes_ribas\" >Steb\u0117kite nuosavyb\u0117s ribas<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/valstybeje.lt\/?p=1264\/#Isvada\" >I\u0161vada<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Finansavimo_galimybiu_nesusipratimas\"><\/span><span style=\"color: #29c5f6;\"><b>1. Finansavimo galimybi\u0173 nesusipratimas<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">U\u017etikrinti finansavim\u0105 yra daugiau nei tik patvirtinimo gavimas paskolai gauti. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be i\u0161ankstinio paskolos patvirtinimo, ai\u0161kaus skolos ir pajam\u0173 santykio supratimo ar savo kredito elgsenos supratimo galite prarasti savo svajoni\u0173 nam\u0105 arba u\u017e j\u012f sumok\u0117ti daug daugiau.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prie\u0161 prad\u0117dami ie\u0161koti nam\u0173, u\u017esitikrinkite i\u0161ankstin\u012f paskolos patvirtinim\u0105, kad parodytum\u0117te pardav\u0117jams, kad esate rimtai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Proceso metu neatidarykite nauj\u0173 kredito linij\u0173 ir nepirkite dideli\u0173 pirkini\u0173; skolintojai dar kart\u0105 patikrina j\u016bs\u0173 finansus prie\u0161 u\u017edarydami.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Supraskite_skolos_ir_pajamu_santyki\"><\/span><b>Supraskite skolos ir pajam\u0173 santyk\u012f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">I\u0161laikykite \u017eem\u0105 skolos lyg\u012f, kad padidintum\u0117te skolinimosi galimybes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Patvirtinkite, kaip j\u016bs\u0173 l\u0117\u0161os bus laikomos pirkimo proceso metu, kad i\u0161vengtum\u0117te netik\u0117tum\u0173 d\u0117l rimt\u0173 pinig\u0173 ind\u0117li\u0173.<\/span><\/p>\n<p><b>Nor\u0117dami gauti patarim\u0105: <\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u012esitikinkite, kad j\u016bs\u0173 i\u0161ankstinis patvirtinimas yra i\u0161 patikimo skolintojo ir atitinka j\u016bs\u0173 ilgalaik\u012f biud\u017eet\u0105, o ne tik maksimal\u0173, kur\u012f galite pasiskolinti.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Nepavyksta_perskaityti_smulkaus_srifto\"><\/span><span style=\"color: #29c5f6;\"><b>2. Nepavyksta perskaityti smulkaus \u0161rifto<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Nors Properties m\u0117gsta <\/span><span style=\"font-weight: 400;\">Orie<\/span><span style=\"font-weight: 400;\">  klest\u0117ti d\u0117l skaidrumo, kai kurie blank\u016bs poky\u010diai ateina su nes\u0105\u017einingomis sutartimis. Neatsargiai to nei\u0161nagrin\u0117j\u0119, galite kainuoti pinig\u0173, pvz., nurodant baudas, terminus ar pasl\u0117ptus mokes\u010dius.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas-2\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pasinaudokite nekilnojamojo turto agentu ir advokatu, kad per\u017ei\u016br\u0117tum\u0117te sutartis ir \u012fsitikintum\u0117te, jog suprantate nenumatytas aplinkybes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u012esitikinkite, kad \u017einote, kaip j\u016bs\u0173 gryn\u0173j\u0173 pinig\u0173 ind\u0117lis yra apsaugotas ir kokiomis s\u0105lygomis jis gali b\u016bti konfiskuotas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jei perkate valdomoje bendruomen\u0117je, per\u017ei\u016br\u0117kite nam\u0173 savinink\u0173 asociacijos (HOA) \u012fstatus d\u0117l apribojim\u0173 augintiniams, renovacijai ar nuomai.<\/span><b\/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Zonavimo_istatymu_apribojimu_ir_vietiniu_taisykliu_nepaisymas\"><\/span><span style=\"color: #29c5f6;\"><b>3. Zonavimo \u012fstatym\u0173, apribojim\u0173 ir vietini\u0173 taisykli\u0173 nepaisymas<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Namo pirkimas nesuvokiant zonavimo \u012fstatym\u0173, statybos kodeks\u0173 ar rizikos aplinkai gali sukelti apribojim\u0173 arba pasl\u0117pt\u0173 pavoj\u0173.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas-3\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u012esitikinkite, kad j\u016bs\u0173 planai (pvz., renovacija ar nam\u0173 verslo vykdymas) atitinka vietinius \u012fstatymus.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Perziurekite_informacija_apie_pavoju\"><\/span><b>Per\u017ei\u016br\u0117kite informacij\u0105 apie pavoj\u0173<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Potvyni\u0173 zonos, \u017eem\u0117s dreb\u0117jimo rizika arba u\u017eter\u0161imo zonos turi b\u016bti atskleistos, bet j\u016bs esate atsakingi u\u017e tolesnius tyrimus.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Klauskite_apie_neleistina_darba\"><\/span><b>Klauskite apie neleistin\u0105 darb\u0105<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ankstesni\u0173 savinink\u0173 nepatvirtinta renovacija gali u\u017etraukti brangias baudas arba pareikalauti nugriauti konstrukcijas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Premija: jei nuosavyb\u0117je yra \u0161ulinys arba nuotek\u0173 sistema, patikrinkite vietines taisykles, kad i\u0161vengtum\u0117te baud\u0173 ar brangi\u0173 pakeitim\u0173.<\/span><b\/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Nepaisyti_pavadinimo_problemu\"><\/span><span style=\"color: #29c5f6;\"><b>4. Nepaisyti pavadinimo problem\u0173<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Netur\u0117dami ai\u0161kaus pavadinimo, galite susidurti su gin\u010dais d\u0117l nuosavyb\u0117s ar nei\u0161spr\u0119st\u0173 suvar\u017eym\u0173, kurie jus persekios po u\u017edarymo.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas-4\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Dirbkite su nuosavyb\u0117s teis\u0119 turin\u010dia \u012fmone arba advokatu, kad patvirtintum\u0117te teis\u0117t\u0105 nuosavyb\u0117s teis\u0119.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Apsaugokite save nuo netik\u0117t\u0173 pretenzij\u0173 ar klaid\u0173 pavadinimo istorijoje.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Patikrinkite_nuosavybes_ribas\"><\/span><b>Patikrinkite nuosavyb\u0117s ribas<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Atlikite apklaus\u0105, kad patvirtintum\u0117te sklypo linijas ir i\u0161vengtum\u0117te b\u016bsim\u0173 gin\u010d\u0173 su kaimynais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160is \u017eingsnis yra nediskutuojamas; Nekreipiamas d\u0117mesys \u012f nuosavyb\u0117s klausimus.<\/span><b\/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Pervertinti_iperkamuma_ir_nepastebeti_mokesciu\"><\/span><span style=\"color: #29c5f6;\"><b>5. Pervertinti \u012fperkamum\u0105 ir nepasteb\u0117ti mokes\u010di\u0173<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Daugelis pirm\u0105 kart\u0105 pirk\u0117j\u0173 ne\u012fvertina nuolatini\u0173 i\u0161laid\u0173, toki\u0173 kaip nekilnojamojo turto mokes\u010diai, draudimas ar HOA mokes\u010diai. Dar blogiau, mokes\u010diai gali padid\u0117ti po pardavimo, remiantis i\u0161 naujo \u012fvertintomis turto vert\u0117mis.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas-5\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Susisiekite su vertintojo biuru, kad \u012fvertintum\u0117te mokes\u010di\u0173 tarifus po pardavimo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u012e savo finansin\u012f plan\u0105 \u012ftraukite u\u017edarymo i\u0161laidas, prie\u017ei\u016br\u0105 ir galimus HOA mokes\u010dius.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Pirkite_busto_savininko_draudima\"><\/span><b>Pirkite b\u016bsto savininko draudim\u0105<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Palyginkite \u012fkainius ir \u012fsitikinkite, kad esate apsaugotas nuo pavoj\u0173 aplinkai, pvz., potvyni\u0173 ar \u017eem\u0117s dreb\u0117jim\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Atminkite, kad tur\u0117ti b\u016bst\u0105 yra daugiau nei mok\u0117ti hipotek\u0105. Pasl\u0117ptos i\u0161laidos gali greitai padid\u0117ti.<\/span><b\/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"6_Patikrinimu_ir_deramo_patikrinimo_praleidimas\"><\/span><span style=\"color: #29c5f6;\"><b>6. Patikrinim\u0173 ir deramo patikrinimo praleidimas<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ne\u017ei\u016brint \u012f nam\u0173 ap\u017ei\u016br\u0105, \u012fsigijus gali tekti brangiai atlikti remont\u0105. Neleistinas darbas ar gin\u010dai d\u0117l rib\u0173 taip pat gali sukelti ko\u0161marus po pirkimo.<\/span><\/p>\n<p><b>Pataisymas:<\/b><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Pasamdykite_sertifikuota_inspektoriu\"><\/span><b>Pasamdykite sertifikuot\u0105 inspektori\u0173<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Sutelkite d\u0117mes\u012f \u012f konstrukcijos vientisum\u0105, stogo b\u016bkl\u0119 ir pasenusias sistemas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pasinaudokite patikrinimo ataskaita, kad prie\u0161 u\u017edarydami papra\u0161ytum\u0117te atlikti remont\u0105 arba suma\u017einti kain\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u012esitikinkite, kad visi renovacijos darbai buvo atlikti teis\u0117tai ir pagal kod\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nepasikliaukite pardav\u0117jo \u017eod\u017eiu; dokumentuokite visk\u0105 ir prie\u0161 pasira\u0161ydami patikrinkite.<\/span><b\/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"7_Saziningo_busto_apsaugos_nepaisymas\"><\/span><span style=\"color: #29c5f6;\"><b>7. S\u0105\u017einingo b\u016bsto apsaugos nepaisymas<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Daugelis pirm\u0105 kart\u0105 perkan\u010di\u0173j\u0173, ypa\u010d konkurencingose \u200b\u200brinkose, nesuvokia, kad pirkimo proceso metu yra apsaugoti nuo diskriminacin\u0117s praktikos.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas-6\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Susipa\u017einkite su teisingo b\u016bsto \u012fstatymais j\u016bs\u0173 vietov\u0117je.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Skolintoj\u0173 ar agent\u0173 diskriminacin\u0117 kalba arba nevienodas elgesys gali pa\u017eeisti federalin\u012f \u012fstatym\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jei \u012ftariate \u0161ali\u0161kum\u0105, pateikite skund\u0105 vietinei b\u016bsto administracijai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">J\u016bs\u0173 svajoni\u0173 namas niekada netur\u0117t\u0173 kainuoti diskriminacijos ar nes\u0105\u017einingos praktikos.<\/span><b\/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"8_Uzdarymo_proceso_skubinimas\"><\/span><span style=\"color: #29c5f6;\"><b>8. U\u017edarymo proceso skubinimas<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Praleidus terminus, neteisingai supratus u\u017edarant dokumentus arba nepatvirtinus galutines detales, procesas gali u\u017etrukti arba j\u012f visi\u0161kai su\u017elugdyti.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas-7\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Trigubos_patikros_terminai\"><\/span><b>Trigubos patikros terminai: <\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Dirbkite kartu su savo nekilnojamojo turto agentu ir advokatu, kad atitiktum\u0117te visus nenumatytus atvejus.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Perziurekite_baigiamuosius_dokumentus\"><\/span><b>Per\u017ei\u016br\u0117kite baigiamuosius dokumentus: <\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u012esitikinkite, kad visa informacija, \u012fskaitant paskolos s\u0105lygas ir informacij\u0105 apie nekilnojam\u0105j\u012f turt\u0105, atitinka j\u016bs\u0173 l\u016bkes\u010dius.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Supraskite_uzdarymo_islaidas\"><\/span><b>Supraskite u\u017edarymo i\u0161laidas: <\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Prie\u0161 pasira\u0161ydami patikrinkite visus mokes\u010dius, kad i\u0161vengtum\u0117te paskutin\u0117s minut\u0117s netik\u0117tum\u0173.<\/span><\/p>\n<p><b>Paskutinis patarimas:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Kad i\u0161vengtum\u0117te brangi\u0173 v\u0117lavim\u0173, bendraukite su skolintoju, agentu ir advokatu.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"9_Teisiniu_issukiu_po_pirkimo_nepaisymas\"><\/span><span style=\"color: #29c5f6;\"><b>9. Teisini\u0173 i\u0161\u0161\u016bki\u0173 po pirkimo nepaisymas<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kai pardavimas bus baigtas, kai kurie pirk\u0117jai mano, kad teisin\u0117s kli\u016btys jau praeina, ta\u010diau gali kilti toki\u0173 problem\u0173 kaip HOA gin\u010dai, neleistinas darbas ar neatskleid\u017eiami defektai.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pataisymas-8\"><\/span><b>Pataisymas:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Isspreskite_HOA_konfliktus_anksti\"><\/span><b>I\u0161spr\u0119skite HOA konfliktus anksti<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Dalyvaukite susirinkimuose ir supraskite savo, kaip nario, teises.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jei radote neatskleist\u0173 defekt\u0173, u\u017era\u0161ykite ir pasikonsultuokite su advokatu, kad aptartum\u0117te, kokios yra j\u016bs\u0173 galimyb\u0117s.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Stebekite_nuosavybes_ribas\"><\/span><b>Steb\u0117kite nuosavyb\u0117s ribas<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Gin\u010dai su kaimynais d\u0117l tvor\u0173 ar va\u017eiuojam\u0173j\u0173 tak\u0173 gali paa\u0161tr\u0117ti, jei \u012f juos nebus sprend\u017eiama.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Isvada\"><\/span><span style=\"color: #29c5f6;\"><b>I\u0161vada<\/b><span style=\"font-weight: 400;\"> <\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Namo pirkimas yra jaudinantis dalykas, ta\u010diau tai taip pat vienas i\u0161 teisi\u0161kai sud\u0117tingiausi\u0173 pirkini\u0173, kuriuos kada nors \u012fsigysite. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tur\u0117dami tai omenyje, neskub\u0117kite, pasamdykite tinkamus specialistus ir visada pirmenyb\u0119 teikite deramam patikrinimui, o ne grei\u010diui.<\/span><\/p>\n<p style=\"color: grey; font-size: 10px;\">Atsakomyb\u0117s apribojimas: \u0161iame straipsnyje yra remiamo rinkodaros turinio. Jis skirtas reklamos tikslais ir netur\u0117t\u0173 b\u016bti laikomas m\u016bs\u0173 svetain\u0117s patvirtinimu ar rekomendacija. Prie\u0161 priimdami bet kokius sprendimus, pagr\u012fstus \u0161iame straipsnyje pateikta informacija, skaitytojai raginami atlikti savo tyrimus ir apsispr\u0119sti.\n<\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.europeanbusinessreview.com\/legal-pitfalls-for-first-time-homebuyers-and-how-to-avoid-them\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pirmojo b\u016bsto pirkimas tur\u0117t\u0173 jaustis kaip svajon\u0117s i\u0161sipildymas, o ne legalus min\u0173 laukas. Vis d\u0117lto daugelis pirm\u0105 kart\u0105 pirk\u0117j\u0173 yra priblok\u0161ti d\u0117l technini\u0173 dalyk\u0173, netik\u0117t\u0173 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1265,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[200],"tags":[398,2888,1014,139,604,3354,2440,3353,3352],"class_list":["post-1264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-verslas-pasaulyje","tag-busta","tag-isvengti","tag-ju","tag-kaip","tag-karta","tag-perkantiems","tag-pirma","tag-spastos","tag-teisines"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/valstybeje.lt\/index.php?rest_route=\/wp\/v2\/posts\/1264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valstybeje.lt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valstybeje.lt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valstybeje.lt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/valstybeje.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1264"}],"version-history":[{"count":0,"href":"https:\/\/valstybeje.lt\/index.php?rest_route=\/wp\/v2\/posts\/1264\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valstybeje.lt\/index.php?rest_route=\/wp\/v2\/media\/1265"}],"wp:attachment":[{"href":"https:\/\/valstybeje.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valstybeje.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valstybeje.lt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}